As of end-2023, a total of 3,939 deposit-taking banking financial institutions across the country joined the deposit insurance scheme. In 2023, the premium income, interest income, and dividends registered RMB54.977 billion, RMB3.7454 billion, and RMB347.5 million, respectively.

To defuse financial risks, RMB11.5 billion from the Deposit Insurance Fund was used for risk resolutions, and RMB21.5133 billion was used to repay the financial stability loans from the PBOC. As of end-2023, deposits of the Deposit Insurance Fund recorded an outstanding balance of RMB81.0123 billion.

Main Income and Expenses of Deposit Insurance Fund

                                                                                                (RMB100 million)